Financial Planning

Financial planning is the process of taking control of your finances and then making your money work for you. If you do not plan, the chances are that you will not make the most of your money. But planning is much easier if you undertake the process with the help of a skilled practitioner who is well used to helping people to define their aims and work out how best to achieve them.

You and yours – estate planning

Estate planning involves tax, but it encompasses much more. As with most tax planning, the key is to know what you want to achieve - who should benefit after your death and what they should receive, but also who might you want to make gifts to now and in what form. As your circumstances and the tax rules change, it is important to keep your estate planning under review. The earlier that you start planning, the easier it may be to achieve your objectives.